BMW 4-Series vs Cadillac XT5 — Depreciation Comparison

BMW 4-Series vs Cadillac XT5: 5-year value retention (49% vs 49%), resale value, and cost of ownership head-to-head. BMW 4-Series holds its value better.

On five-year value retention the BMW 4-Series comes out ahead, holding about 49% of its value versus 49% for the Cadillac XT5. Over the first five years the BMW 4-Series loses roughly $24,944 while the Cadillac XT5 loses about $23,557 — a gap near $-1387.

First-year drop is the biggest factor: the BMW 4-Series sheds about 13% in year one versus 15% for the Cadillac XT5. If you buy used, the steeper early drop is what the original owner absorbs.

BMW 4-Series depreciation curve & cost of ownership →
Cadillac XT5 depreciation curve & cost of ownership →