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BMW 7 Series holds its value better — 39% five-year retention against 38% for the Volvo XC40 Recharge. Resale value and cost of ownership, head to head.
On five-year value retention the BMW 7 Series comes out ahead, holding about 39% of its value versus 38% for the Volvo XC40 Recharge. Over the first five years the BMW 7 Series loses roughly $59,411 while the Volvo XC40 Recharge loses about $32,519 — a gap near $-26892.
First-year drop is the biggest factor: the BMW 7 Series sheds about 20% in year one versus 24% for the Volvo XC40 Recharge. If you buy used, the steeper early drop is what the original owner absorbs.