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BMW M5 holds its value better — 45% five-year retention against 45% for the Volvo S60. Resale value and cost of ownership, head to head.
On five-year value retention the BMW M5 comes out ahead, holding about 45% of its value versus 45% for the Volvo S60. Over the first five years the BMW M5 loses roughly $38,345 while the Volvo S60 loses about $23,703 — a gap near $-14642.
First-year drop is the biggest factor: the BMW M5 sheds about 9% in year one versus 19% for the Volvo S60. If you buy used, the steeper early drop is what the original owner absorbs.