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BMW X3-M vs Rolls-Royce Ghost — Depreciation Comparison

BMW X3-M vs Rolls-Royce Ghost: 5-year value retention (64% vs 64%), resale value, and cost of ownership head-to-head. BMW X3-M holds its value better.

On five-year value retention the BMW X3-M comes out ahead, holding about 64% of its value versus 64% for the Rolls-Royce Ghost. Over the first five years the BMW X3-M loses roughly $26,878 while the Rolls-Royce Ghost loses about $127,932 — a gap near $101,054.

First-year drop is the biggest factor: the BMW X3-M sheds about 4% in year one versus 8% for the Rolls-Royce Ghost. If you buy used, the steeper early drop is what the original owner absorbs.