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BMW X3-M holds its value better — 64% five-year retention against 64% for the Rolls-Royce Ghost. Resale value and cost of ownership, head to head.
On five-year value retention the BMW X3-M comes out ahead, holding about 64% of its value versus 64% for the Rolls-Royce Ghost. Over the first five years the BMW X3-M loses roughly $26,878 while the Rolls-Royce Ghost loses about $127,932 — a gap near $101,054.
First-year drop is the biggest factor: the BMW X3-M sheds about 4% in year one versus 8% for the Rolls-Royce Ghost. If you buy used, the steeper early drop is what the original owner absorbs.