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Lexus RZ holds its value better — 46% five-year retention against 46% for the BMW XM. Resale value and cost of ownership, head to head.
On five-year value retention the Lexus RZ comes out ahead, holding about 46% of its value versus 46% for the BMW XM. Over the first five years the Lexus RZ loses roughly $24,656 while the BMW XM loses about $85,706 — a gap near $61,050.
First-year drop is the biggest factor: the Lexus RZ sheds about 5% in year one versus 6% for the BMW XM. If you buy used, the steeper early drop is what the original owner absorbs.