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Volvo V90 holds its value better — 62% five-year retention against 62% for the Cadillac XT4. Resale value and cost of ownership, head to head.
On five-year value retention the Volvo V90 comes out ahead, holding about 62% of its value versus 62% for the Cadillac XT4. Over the first five years the Volvo V90 loses roughly $19,736 while the Cadillac XT4 loses about $13,149 — a gap near $-6587.
First-year drop is the biggest factor: the Volvo V90 sheds about 8% in year one versus 16% for the Cadillac XT4. If you buy used, the steeper early drop is what the original owner absorbs.