Cougar Challenger 176 Z Pro CC vs Tracker Targa V 18 Combo: 5-year value retention (80% vs 80%), resale value, and cost of ownership head-to-head. Cougar Challenger 176 Z Pro CC holds its value better.
On five-year value retention the Cougar Challenger 176 Z Pro CC comes out ahead, holding about 80% of its value versus 80% for the Tracker Targa V 18 Combo. Over the first five years the Cougar Challenger 176 Z Pro CC loses roughly $4,131 while the Tracker Targa V 18 Combo loses about $8,894 — a gap near $4,763.
First-year drop is the biggest factor: the Cougar Challenger 176 Z Pro CC sheds about 4% in year one versus 15% for the Tracker Targa V 18 Combo. If you buy used, the steeper early drop is what the original owner absorbs.
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