Cougar THE Payton Scooter R FO vs Velocity 322 SC: 5-year value retention (54% vs 54%), resale value, and cost of ownership head-to-head. Cougar THE Payton Scooter R FO holds its value better.
On five-year value retention the Cougar THE Payton Scooter R FO comes out ahead, holding about 54% of its value versus 54% for the Velocity 322 SC. Over the first five years the Cougar THE Payton Scooter R FO loses roughly $8,112 while the Velocity 322 SC loses about $207,762 — a gap near $199,650.
First-year drop is the biggest factor: the Cougar THE Payton Scooter R FO sheds about 12% in year one versus 14% for the Velocity 322 SC. If you buy used, the steeper early drop is what the original owner absorbs.
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