Cobia 350 Center Console vs Havoc 1656 Mstc: 5-year value retention (60% vs 61%), resale value, and cost of ownership head-to-head. Havoc 1656 Mstc holds its value better.
On five-year value retention the Havoc 1656 Mstc comes out ahead, holding about 61% of its value versus 60% for the Cobia 350 Center Console. Over the first five years the Havoc 1656 Mstc loses roughly $4,401 while the Cobia 350 Center Console loses about $185,988 — a gap near $181,587.
First-year drop is the biggest factor: the Havoc 1656 Mstc sheds about 26% in year one versus 18% for the Cobia 350 Center Console. If you buy used, the steeper early drop is what the original owner absorbs.
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