J C Spirit 222 TT vs Mastercraft XT20: 5-year value retention (67% vs 67%), resale value, and cost of ownership head-to-head. J C Spirit 222 TT holds its value better.
On five-year value retention the J C Spirit 222 TT comes out ahead, holding about 67% of its value versus 67% for the Mastercraft XT20. Over the first five years the J C Spirit 222 TT loses roughly $11,775 while the Mastercraft XT20 loses about $64,482 — a gap near $52,707.
First-year drop is the biggest factor: the J C Spirit 222 TT sheds about 8% in year one versus 26% for the Mastercraft XT20. If you buy used, the steeper early drop is what the original owner absorbs.
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