John Deere Gator XUV865M CAB vs Polaris RZR Pro XP Premium: 5-year value retention (65% vs 65%), resale value, and cost of ownership head-to-head. Polaris RZR Pro XP Premium holds its value better.
On five-year value retention the Polaris RZR Pro XP Premium comes out ahead, holding about 65% of its value versus 65% for the John Deere Gator XUV865M CAB. Over the first five years the Polaris RZR Pro XP Premium loses roughly $9,828 while the John Deere Gator XUV865M CAB loses about $8,607 — a gap near $-1221.
First-year drop is the biggest factor: the Polaris RZR Pro XP Premium sheds about 7% in year one versus 8% for the John Deere Gator XUV865M CAB. If you buy used, the steeper early drop is what the original owner absorbs.
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