John Deere Gator XUV865M HVAC vs Polaris RZR Pro XP Premium: 5-year value retention (65% vs 65%), resale value, and cost of ownership head-to-head. John Deere Gator XUV865M HVAC holds its value better.
On five-year value retention the John Deere Gator XUV865M HVAC comes out ahead, holding about 65% of its value versus 65% for the Polaris RZR Pro XP Premium. Over the first five years the John Deere Gator XUV865M HVAC loses roughly $9,267 while the Polaris RZR Pro XP Premium loses about $9,828 — a gap near $561.
First-year drop is the biggest factor: the John Deere Gator XUV865M HVAC sheds about 8% in year one versus 7% for the Polaris RZR Pro XP Premium. If you buy used, the steeper early drop is what the original owner absorbs.
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