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Kia Rio5 holds its value better — 54% five-year retention against 53% for the Scion XD. Resale value and cost of ownership, head to head.
On five-year value retention the Kia Rio5 comes out ahead, holding about 54% of its value versus 53% for the Scion XD. Over the first five years the Kia Rio5 loses roughly $7,715 while the Scion XD loses about $6,016 — a gap near $-1699.
First-year drop is the biggest factor: the Kia Rio5 sheds about 13% in year one versus 3% for the Scion XD. If you buy used, the steeper early drop is what the original owner absorbs.