Lexington 321 vs Montego Bay ST8520 2PT BK Deluxe: 5-year value retention (56% vs 56%), resale value, and cost of ownership head-to-head. Lexington 321 holds its value better.
On five-year value retention the Lexington 321 comes out ahead, holding about 56% of its value versus 56% for the Montego Bay ST8520 2PT BK Deluxe. Over the first five years the Lexington 321 loses roughly $16,159 while the Montego Bay ST8520 2PT BK Deluxe loses about $15,084 — a gap near $-1075.
First-year drop is the biggest factor: the Lexington 321 sheds about 11% in year one versus 22% for the Montego Bay ST8520 2PT BK Deluxe. If you buy used, the steeper early drop is what the original owner absorbs.
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