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MINI Hardtop 4-Door vs Volkswagen Golf — Depreciation

MINI Hardtop 4-Door holds its value better — 66% five-year retention against 66% for the Volkswagen Golf.

On five-year value retention the MINI Hardtop 4-Door comes out ahead, holding about 66% of its value versus 66% for the Volkswagen Golf. Over the first five years the MINI Hardtop 4-Door loses roughly $9,005 while the Volkswagen Golf loses about $7,928 — a gap near $-1077.

First-year drop is the biggest factor: the MINI Hardtop 4-Door sheds about 5% in year one versus 7% for the Volkswagen Golf. If you buy used, the steeper early drop is what the original owner absorbs.