Monterey 258 SS vs Monterey M4 — Depreciation Comparison

Monterey 258 SS vs Monterey M4: 5-year value retention (62% vs 62%), resale value, and cost of ownership head-to-head. Monterey 258 SS holds its value better.

On five-year value retention the Monterey 258 SS comes out ahead, holding about 62% of its value versus 62% for the Monterey M4. Over the first five years the Monterey 258 SS loses roughly $49,963 while the Monterey M4 loses about $45,159 — a gap near $-4804.

First-year drop is the biggest factor: the Monterey 258 SS sheds about 31% in year one versus 31% for the Monterey M4. If you buy used, the steeper early drop is what the original owner absorbs.

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