Monterey 295 SY vs Sea Ray Sundancer 320: 5-year value retention (54% vs 55%), resale value, and cost of ownership head-to-head. Sea Ray Sundancer 320 holds its value better.
On five-year value retention the Sea Ray Sundancer 320 comes out ahead, holding about 55% of its value versus 54% for the Monterey 295 SY. Over the first five years the Sea Ray Sundancer 320 loses roughly $192,242 while the Monterey 295 SY loses about $75,553 — a gap near $-116689.
First-year drop is the biggest factor: the Sea Ray Sundancer 320 sheds about 32% in year one versus 9% for the Monterey 295 SY. If you buy used, the steeper early drop is what the original owner absorbs.
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