Thunderbird Formula 45 Yacht IPS vs Yamaha FX Cruiser Svho — Depreciation Comparison

Thunderbird Formula 45 Yacht IPS vs Yamaha FX Cruiser Svho: 5-year value retention (75% vs 76%), resale value, and cost of ownership head-to-head. Yamaha FX Cruiser Svho holds its value better.

On five-year value retention the Yamaha FX Cruiser Svho comes out ahead, holding about 76% of its value versus 75% for the Thunderbird Formula 45 Yacht IPS. Over the first five years the Yamaha FX Cruiser Svho loses roughly $5,027 while the Thunderbird Formula 45 Yacht IPS loses about $378,029 — a gap near $373,002.

First-year drop is the biggest factor: the Yamaha FX Cruiser Svho sheds about 15% in year one versus 5% for the Thunderbird Formula 45 Yacht IPS. If you buy used, the steeper early drop is what the original owner absorbs.

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