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Apex 820 Fish N Cruise keeps an estimated 67% of its value after 5 years — #2590 of 5780 boats VINdown tracks. See the full depreciation curve.
Per VINdown's modeling, the Apex 820 Fish N Cruise retains an estimated 67% of its value after five years, ranking #2590 of 5780 boats we track. That is 5 points above the 62% five-year average for Pontoon in its class, so it holds value better than most rivals.
Most of the loss lands early: the Apex 820 Fish N Cruise sheds about 7% of its value in year one alone. From roughly $21,371 it falls to around $14,339 by year five — a five-year loss near $7,032, about $3.85 a day in depreciation.
Because the steepest drop hits around year 4, a lightly-used Apex 820 Fish N Cruise bought at 4 years old lets the first owner absorb the worst of the depreciation while the curve flattens — usually the value sweet spot. Explore the full year-by-year curve, trims, and true cost of ownership in the Model Lab above.
It keeps an estimated 67% of its value after five years — better than most among the 5780 boats VINdown tracks (ranked #2590).
From about $21,371 when new it drops to roughly $14,339 after five years — a loss near $7,032 (67% of its value retained).
Around 4 years old: that is just past the steepest depreciation, so you skip the biggest drop while the value curve is flattening.