ATX Surf 20 Type S keeps an estimated 61% of its value after 5 years — #4455 of 5915 boats VINdown tracks. See its full depreciation curve, cost per day, and best model year to buy.
Per VINdown's modeling, the ATX Surf 20 Type S retains an estimated 61% of its value after five years, ranking #4455 of 5915 boats we track. That is roughly in line with the 62% five-year average for Cruiser in its class.
Most of the loss lands early: the ATX Surf 20 Type S sheds about 27% of its value in year one alone. From roughly $158,145 it falls to around $96,152 by year five — a five-year loss near $61,993, about $33.97 a day in depreciation.
Because the steepest drop hits around year 3, a lightly-used ATX Surf 20 Type S bought at 3 years old lets the first owner absorb the worst of the depreciation while the curve flattens — usually the value sweet spot. Explore the full year-by-year curve, trims, and true cost of ownership in the Model Lab above.
It keeps an estimated about 61% of its value after five years — worse than most among the 5915 boats VINdown tracks (ranked #4455).
From about $158,145 it drops to roughly $96,152 after five years — a loss near $61,993 (61% retained).
Around 3 years old: that is just past the steepest depreciation, so you skip the biggest drop while the value curve is flattening.
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