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Chaparral 21 SSI keeps an estimated 62% of its value after 5 years — #4089 of 5780 boats VINdown tracks. See the full curve and the best year to buy.
Per VINdown's modeling, the Chaparral 21 SSI retains an estimated 62% of its value after five years, ranking #4089 of 5780 boats we track. That trails the 66% five-year average for Bowrider in its class by 5 points, so it depreciates faster than most rivals.
Most of the loss lands early: the Chaparral 21 SSI sheds about 6% of its value in year one alone. From roughly $68,049 it falls to around $54,564 by year five — a five-year loss near $13,485, about $7.39 a day in depreciation.
Because the steepest drop hits around year 2, a lightly-used Chaparral 21 SSI bought at 2 years old lets the first owner absorb the worst of the depreciation while the curve flattens — usually the value sweet spot. Explore the full year-by-year curve, trims, and true cost of ownership in the Model Lab above.
It keeps an estimated 62% of its value after five years — worse than most among the 5780 boats VINdown tracks (ranked #4089).
From about $68,049 when new it drops to roughly $54,564 after five years — a loss near $13,485 (62% of its value retained).
Around 2 years old: that is just past the steepest depreciation, so you skip the biggest drop while the value curve is flattening.