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Charger 198 Elite SC keeps an estimated 66% of its value after 5 years — #2898 of 5780 boats VINdown tracks. See the full curve and the best year to buy.
Per VINdown's modeling, the Charger 198 Elite SC retains an estimated 66% of its value after five years, ranking #2898 of 5780 boats we track. That trails the 70% five-year average for Fishing in its class by 4 points, so it depreciates faster than most rivals.
Most of the loss lands early: the Charger 198 Elite SC sheds about 16% of its value in year one alone. From roughly $79,335 it falls to around $52,281 by year five — a five-year loss near $27,054, about $14.82 a day in depreciation.
Because the steepest drop hits around year 2, a lightly-used Charger 198 Elite SC bought at 2 years old lets the first owner absorb the worst of the depreciation while the curve flattens — usually the value sweet spot. Explore the full year-by-year curve, trims, and true cost of ownership in the Model Lab above.
It keeps an estimated 66% of its value after five years — worse than most among the 5780 boats VINdown tracks (ranked #2898).
From about $79,335 when new it drops to roughly $52,281 after five years — a loss near $27,054 (66% of its value retained).
Around 2 years old: that is just past the steepest depreciation, so you skip the biggest drop while the value curve is flattening.