Cobalt 200S keeps an estimated 64% of its value after 5 years — #3399 of 5915 boats VINdown tracks. See its full depreciation curve, cost per day, and best model year to buy.
Per VINdown's modeling, the Cobalt 200S retains an estimated 64% of its value after five years, ranking #3399 of 5915 boats we track. That is 2 points above the 62% five-year average for Cruiser in its class, so it holds value better than most rivals.
Most of the loss lands early: the Cobalt 200S sheds about 7% of its value in year one alone. From roughly $63,156 it falls to around $40,419 by year five — a five-year loss near $22,737, about $12.46 a day in depreciation.
Because the steepest drop hits around year 1, a lightly-used Cobalt 200S bought at 1 year old lets the first owner absorb the worst of the depreciation while the curve flattens — usually the value sweet spot. Explore the full year-by-year curve, trims, and true cost of ownership in the Model Lab above.
It keeps an estimated about 64% of its value after five years — worse than most among the 5915 boats VINdown tracks (ranked #3399).
From about $63,156 it drops to roughly $40,419 after five years — a loss near $22,737 (64% retained).
Around 1 year old: that is just past the steepest depreciation, so you skip the biggest drop while the value curve is flattening.
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