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Cobalt 25SC keeps an estimated 75% of its value after 5 years — #956 of 5780 boats VINdown tracks. See the full curve and the best year to buy.
Per VINdown's modeling, the Cobalt 25SC retains an estimated 75% of its value after five years, ranking #956 of 5780 boats we track. That is 12 points above the 62% five-year average for Cruiser in its class, so it holds value better than most rivals.
Most of the loss lands early: the Cobalt 25SC sheds about 6% of its value in year one alone. From roughly $134,605 it falls to around $100,415 by year five — a five-year loss near $34,190, about $18.73 a day in depreciation.
Because the steepest drop hits around year 4, a lightly-used Cobalt 25SC bought at 4 years old lets the first owner absorb the worst of the depreciation while the curve flattens — usually the value sweet spot. Explore the full year-by-year curve, trims, and true cost of ownership in the Model Lab above.
It keeps an estimated 75% of its value after five years — better than most among the 5780 boats VINdown tracks (ranked #956).
From about $134,605 when new it drops to roughly $100,415 after five years — a loss near $34,190 (75% of its value retained).
Around 4 years old: that is just past the steepest depreciation, so you skip the biggest drop while the value curve is flattening.