Cobalt CS23 Surf keeps an estimated 62% of its value after 5 years — #4166 of 5915 boats VINdown tracks. See its full depreciation curve, cost per day, and best model year to buy.
Per VINdown's modeling, the Cobalt CS23 Surf retains an estimated 62% of its value after five years, ranking #4166 of 5915 boats we track. That is roughly in line with the 62% five-year average for Cruiser in its class.
Most of the loss lands early: the Cobalt CS23 Surf sheds about 17% of its value in year one alone. From roughly $150,882 it falls to around $92,943 by year five — a five-year loss near $57,939, about $31.75 a day in depreciation.
Because the steepest drop hits around year 1, a lightly-used Cobalt CS23 Surf bought at 1 year old lets the first owner absorb the worst of the depreciation while the curve flattens — usually the value sweet spot. Explore the full year-by-year curve, trims, and true cost of ownership in the Model Lab above.
It keeps an estimated about 62% of its value after five years — worse than most among the 5915 boats VINdown tracks (ranked #4166).
From about $150,882 it drops to roughly $92,943 after five years — a loss near $57,939 (62% retained).
Around 1 year old: that is just past the steepest depreciation, so you skip the biggest drop while the value curve is flattening.
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