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Cobia 320 Center Console keeps an estimated 60% of its value after 5 years — #4482 of 5780 boats VINdown tracks. See the full depreciation curve.
Per VINdown's modeling, the Cobia 320 Center Console retains an estimated 60% of its value after five years, ranking #4482 of 5780 boats we track. That trails the 70% five-year average for Fishing in its class by 10 points, so it depreciates faster than most rivals.
Most of the loss lands early: the Cobia 320 Center Console sheds about 18% of its value in year one alone. From roughly $415,020 it falls to around $250,672 by year five — a five-year loss near $164,348, about $90.05 a day in depreciation.
Because the steepest drop hits around year 2, a lightly-used Cobia 320 Center Console bought at 2 years old lets the first owner absorb the worst of the depreciation while the curve flattens — usually the value sweet spot. Explore the full year-by-year curve, trims, and true cost of ownership in the Model Lab above.
It keeps an estimated 60% of its value after five years — worse than most among the 5780 boats VINdown tracks (ranked #4482).
From about $415,020 when new it drops to roughly $250,672 after five years — a loss near $164,348 (60% of its value retained).
Around 2 years old: that is just past the steepest depreciation, so you skip the biggest drop while the value curve is flattening.