Cobia 320 Center Console keeps an estimated 60% of its value after 5 years — #4593 of 5915 boats VINdown tracks. See its full depreciation curve, cost per day, and best model year to buy.
Per VINdown's modeling, the Cobia 320 Center Console retains an estimated 60% of its value after five years, ranking #4593 of 5915 boats we track. That trails the 71% five-year average for Fishing in its class by 10 points, so it depreciates faster than most rivals.
Most of the loss lands early: the Cobia 320 Center Console sheds about 18% of its value in year one alone. From roughly $415,020 it falls to around $250,672 by year five — a five-year loss near $164,348, about $90.05 a day in depreciation.
Because the steepest drop hits around year 1, a lightly-used Cobia 320 Center Console bought at 1 year old lets the first owner absorb the worst of the depreciation while the curve flattens — usually the value sweet spot. Explore the full year-by-year curve, trims, and true cost of ownership in the Model Lab above.
It keeps an estimated about 60% of its value after five years — worse than most among the 5915 boats VINdown tracks (ranked #4593).
From about $415,020 it drops to roughly $250,672 after five years — a loss near $164,348 (60% retained).
Around 1 year old: that is just past the steepest depreciation, so you skip the biggest drop while the value curve is flattening.
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