Cougar THE Payton Scooter T FO keeps an estimated 54% of its value after 5 years — #5746 of 5915 boats VINdown tracks. See its full depreciation curve, cost per day, and best model year to buy.
Per VINdown's modeling, the Cougar THE Payton Scooter T FO retains an estimated 54% of its value after five years, ranking #5746 of 5915 boats we track. That trails the 66% five-year average for Bowrider in its class by 12 points, so it depreciates faster than most rivals.
Most of the loss lands early: the Cougar THE Payton Scooter T FO sheds about 12% of its value in year one alone. From roughly $16,000 it falls to around $8,624 by year five — a five-year loss near $7,376, about $4.04 a day in depreciation.
Because the steepest drop hits around year 2, a lightly-used Cougar THE Payton Scooter T FO bought at 2 years old lets the first owner absorb the worst of the depreciation while the curve flattens — usually the value sweet spot. Explore the full year-by-year curve, trims, and true cost of ownership in the Model Lab above.
It keeps an estimated about 54% of its value after five years — worse than most among the 5915 boats VINdown tracks (ranked #5746).
From about $16,000 it drops to roughly $8,624 after five years — a loss near $7,376 (54% retained).
Around 2 years old: that is just past the steepest depreciation, so you skip the biggest drop while the value curve is flattening.
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