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Flats Cat 21 FO Fishing Depreciation & Resale Value

Flats Cat 21 FO keeps an estimated 54% of its value after 5 years — #5610 of 5780 boats VINdown tracks. See the full curve and the best year to buy.

Per VINdown's modeling, the Flats Cat 21 FO retains an estimated 54% of its value after five years, ranking #5610 of 5780 boats we track. That trails the 70% five-year average for Fishing in its class by 16 points, so it depreciates faster than most rivals.

Most of the loss lands early: the Flats Cat 21 FO sheds about 9% of its value in year one alone. From roughly $38,600 it falls to around $20,882 by year five — a five-year loss near $17,718, about $9.71 a day in depreciation.

Because the steepest drop hits around year 4, a lightly-used Flats Cat 21 FO bought at 4 years old lets the first owner absorb the worst of the depreciation while the curve flattens — usually the value sweet spot. Explore the full year-by-year curve, trims, and true cost of ownership in the Model Lab above.

Flats Cat 21 FO depreciation FAQ

Does the Flats Cat 21 FO hold its value?

It keeps an estimated 54% of its value after five years — worse than most among the 5780 boats VINdown tracks (ranked #5610).

How much does a Flats Cat 21 FO depreciate in 5 years?

From about $38,600 when new it drops to roughly $20,882 after five years — a loss near $17,718 (54% of its value retained).

When is the best time to buy a used Flats Cat 21 FO?

Around 4 years old: that is just past the steepest depreciation, so you skip the biggest drop while the value curve is flattening.