Four Winns HD5 Surf keeps an estimated 55% of its value after 5 years — #5700 of 5915 boats VINdown tracks. See its full depreciation curve, cost per day, and best model year to buy.
Per VINdown's modeling, the Four Winns HD5 Surf retains an estimated 55% of its value after five years, ranking #5700 of 5915 boats we track. That trails the 66% five-year average for Bowrider in its class by 11 points, so it depreciates faster than most rivals.
Most of the loss lands early: the Four Winns HD5 Surf sheds about 33% of its value in year one alone. From roughly $146,450 it falls to around $80,254 by year five — a five-year loss near $66,196, about $36.27 a day in depreciation.
Because the steepest drop hits around year 1, a lightly-used Four Winns HD5 Surf bought at 1 year old lets the first owner absorb the worst of the depreciation while the curve flattens — usually the value sweet spot. Explore the full year-by-year curve, trims, and true cost of ownership in the Model Lab above.
It keeps an estimated about 55% of its value after five years — worse than most among the 5915 boats VINdown tracks (ranked #5700).
From about $146,450 it drops to roughly $80,254 after five years — a loss near $66,196 (55% retained).
Around 1 year old: that is just past the steepest depreciation, so you skip the biggest drop while the value curve is flattening.
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