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Howard Custom 28 Bullet Closed Bow keeps an estimated 59% of its value after 5 years — #4836 of 5780 boats VINdown tracks.
Per VINdown's modeling, the Howard Custom 28 Bullet Closed Bow retains an estimated 59% of its value after five years, ranking #4836 of 5780 boats we track. That trails the 62% five-year average for Cruiser in its class by 3 points, so it depreciates faster than most rivals.
Most of the loss lands early: the Howard Custom 28 Bullet Closed Bow sheds about 8% of its value in year one alone. From roughly $169,000 it falls to around $99,710 by year five — a five-year loss near $69,290, about $37.97 a day in depreciation.
Because the steepest drop hits around year 4, a lightly-used Howard Custom 28 Bullet Closed Bow bought at 4 years old lets the first owner absorb the worst of the depreciation while the curve flattens — usually the value sweet spot. Explore the full year-by-year curve, trims, and true cost of ownership in the Model Lab above.
It keeps an estimated 59% of its value after five years — worse than most among the 5780 boats VINdown tracks (ranked #4836).
From about $169,000 when new it drops to roughly $99,710 after five years — a loss near $69,290 (59% of its value retained).
Around 4 years old: that is just past the steepest depreciation, so you skip the biggest drop while the value curve is flattening.