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Howard Custom 28 SCS Closed Bow keeps an estimated 63% of its value after 5 years — #3509 of 5780 boats VINdown tracks. See the full depreciation curve.
Per VINdown's modeling, the Howard Custom 28 SCS Closed Bow retains an estimated 63% of its value after five years, ranking #3509 of 5780 boats we track. That is roughly in line with the 62% five-year average for Cruiser in its class.
Most of the loss lands early: the Howard Custom 28 SCS Closed Bow sheds about 7% of its value in year one alone. From roughly $236,000 it falls to around $149,152 by year five — a five-year loss near $86,848, about $47.59 a day in depreciation.
Because the steepest drop hits around year 4, a lightly-used Howard Custom 28 SCS Closed Bow bought at 4 years old lets the first owner absorb the worst of the depreciation while the curve flattens — usually the value sweet spot. Explore the full year-by-year curve, trims, and true cost of ownership in the Model Lab above.
It keeps an estimated 63% of its value after five years — worse than most among the 5780 boats VINdown tracks (ranked #3509).
From about $236,000 when new it drops to roughly $149,152 after five years — a loss near $86,848 (63% of its value retained).
Around 4 years old: that is just past the steepest depreciation, so you skip the biggest drop while the value curve is flattening.