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Lincoln Navigator Depreciation & Resale Value

Lincoln Navigator keeps an estimated 49% of its original MSRP after 5 years — #387 of 530 cars VINdown tracks. See the full depreciation curve.

Per VINdown's modeling, the Lincoln Navigator retains an estimated 49% of its original MSRP after five years, ranking #387 of 530 cars we track. That trails the 54% five-year average for Luxury in its class by 5 points, so it depreciates faster than most rivals.

Most of the loss lands early: the Lincoln Navigator sheds about 6% of its value in year one alone. From roughly $91,995 it falls to around $45,169 by year five — a five-year loss near $46,826, about $25.66 a day in depreciation.

Because the steepest drop hits around year 2, a lightly-used Lincoln Navigator bought at 2 years old lets the first owner absorb the worst of the depreciation while the curve flattens — usually the value sweet spot. Explore the full year-by-year curve, trims, and true cost of ownership in the Model Lab above.

Lincoln Navigator depreciation FAQ

Does the Lincoln Navigator hold its value?

It keeps an estimated 49% of its original MSRP after five years — worse than most among the 530 cars VINdown tracks (ranked #387).

How much does a Lincoln Navigator depreciate in 5 years?

From about $91,995 when new it drops to roughly $45,169 after five years — a loss near $46,826 (49% of its original MSRP retained).

When is the best time to buy a used Lincoln Navigator?

Around 2 years old: that is just past the steepest depreciation, so you skip the biggest drop while the value curve is flattening.