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Lincoln Navigator-L keeps an estimated 44% of its original MSRP after 5 years — #591 of 684 cars VINdown tracks. See its full depreciation curve, cost per day, and best model year to buy.
Per VINdown's modeling, the Lincoln Navigator-L retains an estimated 44% of its original MSRP after five years, ranking #591 of 684 cars we track. That trails the 55% five-year average for Luxury in its class by 11 points, so it depreciates faster than most rivals.
Most of the loss lands early: the Lincoln Navigator-L sheds about 6% of its original MSRP in year one alone. From roughly $94,995 it falls to around $41,702 by year five — a five-year loss near $53,293, about $29.20 a day in depreciation.
Because the steepest drop hits around year 3, a lightly-used Lincoln Navigator-L bought at 3 years old lets the first owner absorb the worst of the depreciation while the curve flattens — usually the value sweet spot. Explore the full year-by-year curve, trims, and true cost of ownership in the Model Lab above.
It keeps an estimated about 44% of its original MSRP after five years — worse than most among the 684 cars VINdown tracks (ranked #591).
From about $94,995 it drops to roughly $41,702 after five years — a loss near $53,293 (44% retained).
Around 3 years old: that is just past the steepest depreciation, so you skip the biggest drop while the value curve is flattening.