Loading the interactive terminal…
Mastercraft XT23 keeps an estimated 65% of its value after 5 years — #3174 of 5780 boats VINdown tracks. See the full curve and the best year to buy.
Per VINdown's modeling, the Mastercraft XT23 retains an estimated 65% of its value after five years, ranking #3174 of 5780 boats we track. That is 2 points above the 62% five-year average for Cruiser in its class, so it holds value better than most rivals.
Most of the loss lands early: the Mastercraft XT23 sheds about 26% of its value in year one alone. From roughly $233,584 it falls to around $150,895 by year five — a five-year loss near $82,689, about $45.31 a day in depreciation.
Because the steepest drop hits around year 1, a lightly-used Mastercraft XT23 bought at 1 year old lets the first owner absorb the worst of the depreciation while the curve flattens — usually the value sweet spot. Explore the full year-by-year curve, trims, and true cost of ownership in the Model Lab above.
It keeps an estimated 65% of its value after five years — worse than most among the 5780 boats VINdown tracks (ranked #3174).
From about $233,584 when new it drops to roughly $150,895 after five years — a loss near $82,689 (65% of its value retained).
Around 1 year old: that is just past the steepest depreciation, so you skip the biggest drop while the value curve is flattening.