Montego Bay C8520 keeps an estimated 60% of its value after 5 years — #4714 of 5915 boats VINdown tracks. See its full depreciation curve, cost per day, and best model year to buy.
Per VINdown's modeling, the Montego Bay C8520 retains an estimated 60% of its value after five years, ranking #4714 of 5915 boats we track. That trails the 62% five-year average for Pontoon in its class by 2 points, so it depreciates faster than most rivals.
Most of the loss lands early: the Montego Bay C8520 sheds about 24% of its value in year one alone. From roughly $22,725 it falls to around $13,635 by year five — a five-year loss near $9,090, about $4.98 a day in depreciation.
Because the steepest drop hits around year 1, a lightly-used Montego Bay C8520 bought at 1 year old lets the first owner absorb the worst of the depreciation while the curve flattens — usually the value sweet spot. Explore the full year-by-year curve, trims, and true cost of ownership in the Model Lab above.
It keeps an estimated about 60% of its value after five years — worse than most among the 5915 boats VINdown tracks (ranked #4714).
From about $22,725 it drops to roughly $13,635 after five years — a loss near $9,090 (60% retained).
Around 1 year old: that is just past the steepest depreciation, so you skip the biggest drop while the value curve is flattening.
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