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Montego Bay F8520 4PT keeps an estimated 62% of its value after 5 years — #4032 of 5780 boats VINdown tracks. See the full depreciation curve.
Per VINdown's modeling, the Montego Bay F8520 4PT retains an estimated 62% of its value after five years, ranking #4032 of 5780 boats we track. That is roughly in line with the 62% five-year average for Pontoon in its class.
Most of the loss lands early: the Montego Bay F8520 4PT sheds about 24% of its value in year one alone. From roughly $21,366 it falls to around $13,182 by year five — a five-year loss near $8,184, about $4.48 a day in depreciation.
Because the steepest drop hits around year 1, a lightly-used Montego Bay F8520 4PT bought at 1 year old lets the first owner absorb the worst of the depreciation while the curve flattens — usually the value sweet spot. Explore the full year-by-year curve, trims, and true cost of ownership in the Model Lab above.
It keeps an estimated 62% of its value after five years — worse than most among the 5780 boats VINdown tracks (ranked #4032).
From about $21,366 when new it drops to roughly $13,182 after five years — a loss near $8,184 (62% of its value retained).
Around 1 year old: that is just past the steepest depreciation, so you skip the biggest drop while the value curve is flattening.