Montego Bay F8522 4PT keeps an estimated 70% of its value after 5 years — #1843 of 5915 boats VINdown tracks. See its full depreciation curve, cost per day, and best model year to buy.
Per VINdown's modeling, the Montego Bay F8522 4PT retains an estimated 70% of its value after five years, ranking #1843 of 5915 boats we track. That is 8 points above the 62% five-year average for Pontoon in its class, so it holds value better than most rivals.
Most of the loss lands early: the Montego Bay F8522 4PT sheds about 6% of its value in year one alone. From roughly $15,717 it falls to around $10,970 by year five — a five-year loss near $4,747, about $2.60 a day in depreciation.
Because the steepest drop hits around year 4, a lightly-used Montego Bay F8522 4PT bought at 4 years old lets the first owner absorb the worst of the depreciation while the curve flattens — usually the value sweet spot. Explore the full year-by-year curve, trims, and true cost of ownership in the Model Lab above.
It keeps an estimated about 70% of its value after five years — better than most among the 5915 boats VINdown tracks (ranked #1843).
From about $15,717 it drops to roughly $10,970 after five years — a loss near $4,747 (70% retained).
Around 4 years old: that is just past the steepest depreciation, so you skip the biggest drop while the value curve is flattening.
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