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Montego Bay FC8522 5PT BK Deluxe keeps an estimated 60% of its value after 5 years — #4580 of 5780 boats VINdown tracks. See the full depreciation curve.
Per VINdown's modeling, the Montego Bay FC8522 5PT BK Deluxe retains an estimated 60% of its value after five years, ranking #4580 of 5780 boats we track. That trails the 62% five-year average for Pontoon in its class by 2 points, so it depreciates faster than most rivals.
Most of the loss lands early: the Montego Bay FC8522 5PT BK Deluxe sheds about 24% of its value in year one alone. From roughly $27,580 it falls to around $16,575 by year five — a five-year loss near $11,005, about $6.03 a day in depreciation.
Because the steepest drop hits around year 1, a lightly-used Montego Bay FC8522 5PT BK Deluxe bought at 1 year old lets the first owner absorb the worst of the depreciation while the curve flattens — usually the value sweet spot. Explore the full year-by-year curve, trims, and true cost of ownership in the Model Lab above.
It keeps an estimated 60% of its value after five years — worse than most among the 5780 boats VINdown tracks (ranked #4580).
From about $27,580 when new it drops to roughly $16,575 after five years — a loss near $11,005 (60% of its value retained).
Around 1 year old: that is just past the steepest depreciation, so you skip the biggest drop while the value curve is flattening.