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Montego Bay ST8520 2C Deluxe keeps an estimated 70% of its value after 5 years — #1738 of 5780 boats VINdown tracks. See the full depreciation curve.
Per VINdown's modeling, the Montego Bay ST8520 2C Deluxe retains an estimated 70% of its value after five years, ranking #1738 of 5780 boats we track. That is 8 points above the 62% five-year average for Pontoon in its class, so it holds value better than most rivals.
The loss does not land all at once here: the Montego Bay ST8520 2C Deluxe sheds about 6% in year one and keeps going at much the same rate. From roughly $24,224 it falls to around $16,956 by year five — a five-year loss near $7,268, about $3.98 a day in depreciation.
There is no single sweet spot on the Montego Bay ST8520 2C Deluxe: it gives up a similar share of its value every year rather than falling off a cliff, so how long you keep it matters more than what age you buy it at. Explore the full year-by-year curve, trims, and true cost of ownership in the Model Lab above.
It keeps an estimated 70% of its value after five years — better than most among the 5780 boats VINdown tracks (ranked #1738).
From about $24,224 when new it drops to roughly $16,956 after five years — a loss near $7,268 (70% of its value retained).
There is no sweet spot to wait for on this one — it sheds a similar share of its value every year for the first five rather than dropping sharply and then levelling off, so the age that suits you depends on how long you plan to keep it. Age 1 is where the single steepest year falls.