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Montego Bay ST8520 2H Deluxe keeps an estimated 56% of its value after 5 years — #5527 of 5780 boats VINdown tracks. See the full depreciation curve.
Per VINdown's modeling, the Montego Bay ST8520 2H Deluxe retains an estimated 56% of its value after five years, ranking #5527 of 5780 boats we track. That trails the 62% five-year average for Pontoon in its class by 7 points, so it depreciates faster than most rivals.
Most of the loss lands early: the Montego Bay ST8520 2H Deluxe sheds about 18% of its value in year one alone. From roughly $33,072 it falls to around $18,388 by year five — a five-year loss near $14,684, about $8.05 a day in depreciation.
Because the steepest drop hits around year 1, a lightly-used Montego Bay ST8520 2H Deluxe bought at 1 year old lets the first owner absorb the worst of the depreciation while the curve flattens — usually the value sweet spot. Explore the full year-by-year curve, trims, and true cost of ownership in the Model Lab above.
It keeps an estimated 56% of its value after five years — worse than most among the 5780 boats VINdown tracks (ranked #5527).
From about $33,072 when new it drops to roughly $18,388 after five years — a loss near $14,684 (56% of its value retained).
Around 1 year old: that is just past the steepest depreciation, so you skip the biggest drop while the value curve is flattening.