Montego Bay ST8520 2H Deluxe keeps an estimated 56% of its value after 5 years — #5660 of 5915 boats VINdown tracks. See its full depreciation curve, cost per day, and best model year to buy.
Per VINdown's modeling, the Montego Bay ST8520 2H Deluxe retains an estimated 56% of its value after five years, ranking #5660 of 5915 boats we track. That trails the 62% five-year average for Pontoon in its class by 7 points, so it depreciates faster than most rivals.
Most of the loss lands early: the Montego Bay ST8520 2H Deluxe sheds about 18% of its value in year one alone. From roughly $33,072 it falls to around $18,388 by year five — a five-year loss near $14,684, about $8.05 a day in depreciation.
Because the steepest drop hits around year 1, a lightly-used Montego Bay ST8520 2H Deluxe bought at 1 year old lets the first owner absorb the worst of the depreciation while the curve flattens — usually the value sweet spot. Explore the full year-by-year curve, trims, and true cost of ownership in the Model Lab above.
It keeps an estimated about 56% of its value after five years — worse than most among the 5915 boats VINdown tracks (ranked #5660).
From about $33,072 it drops to roughly $18,388 after five years — a loss near $14,684 (56% retained).
Around 1 year old: that is just past the steepest depreciation, so you skip the biggest drop while the value curve is flattening.
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