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Montego Bay ST8522 SP 2C Deluxe keeps an estimated 70% of its value after 5 years — #1859 of 5780 boats VINdown tracks. See the full depreciation curve.
Per VINdown's modeling, the Montego Bay ST8522 SP 2C Deluxe retains an estimated 70% of its value after five years, ranking #1859 of 5780 boats we track. That is 7 points above the 62% five-year average for Pontoon in its class, so it holds value better than most rivals.
Most of the loss lands early: the Montego Bay ST8522 SP 2C Deluxe sheds about 6% of its value in year one alone. From roughly $25,142 it falls to around $17,498 by year five — a five-year loss near $7,644, about $4.19 a day in depreciation.
Because the steepest drop hits around year 4, a lightly-used Montego Bay ST8522 SP 2C Deluxe bought at 4 years old lets the first owner absorb the worst of the depreciation while the curve flattens — usually the value sweet spot. Explore the full year-by-year curve, trims, and true cost of ownership in the Model Lab above.
It keeps an estimated 70% of its value after five years — better than most among the 5780 boats VINdown tracks (ranked #1859).
From about $25,142 when new it drops to roughly $17,498 after five years — a loss near $7,644 (70% of its value retained).
Around 4 years old: that is just past the steepest depreciation, so you skip the biggest drop while the value curve is flattening.