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Monterey 215 SS Cruiser Depreciation & Resale Value

Monterey 215 SS keeps an estimated 63% of its value after 5 years — #3680 of 5780 boats VINdown tracks. See the full curve and the best year to buy.

Per VINdown's modeling, the Monterey 215 SS retains an estimated 63% of its value after five years, ranking #3680 of 5780 boats we track. That is roughly in line with the 62% five-year average for Cruiser in its class.

Most of the loss lands early: the Monterey 215 SS sheds about 26% of its value in year one alone. From roughly $89,391 it falls to around $56,048 by year five — a five-year loss near $33,343, about $18.27 a day in depreciation.

Because the steepest drop hits around year 1, a lightly-used Monterey 215 SS bought at 1 year old lets the first owner absorb the worst of the depreciation while the curve flattens — usually the value sweet spot. Explore the full year-by-year curve, trims, and true cost of ownership in the Model Lab above.

Monterey 215 SS depreciation FAQ

Does the Monterey 215 SS hold its value?

It keeps an estimated 63% of its value after five years — worse than most among the 5780 boats VINdown tracks (ranked #3680).

How much does a Monterey 215 SS depreciate in 5 years?

From about $89,391 when new it drops to roughly $56,048 after five years — a loss near $33,343 (63% of its value retained).

When is the best time to buy a used Monterey 215 SS?

Around 1 year old: that is just past the steepest depreciation, so you skip the biggest drop while the value curve is flattening.