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Monterey 218 SS Surf Package keeps an estimated 65% of its value after 5 years — #3028 of 5780 boats VINdown tracks. See the full depreciation curve.
Per VINdown's modeling, the Monterey 218 SS Surf Package retains an estimated 65% of its value after five years, ranking #3028 of 5780 boats we track. That is 3 points above the 62% five-year average for Cruiser in its class, so it holds value better than most rivals.
Most of the loss lands early: the Monterey 218 SS Surf Package sheds about 7% of its value in year one alone. From roughly $92,068 it falls to around $60,212 by year five — a five-year loss near $31,856, about $17.46 a day in depreciation.
Because the steepest drop hits around year 4, a lightly-used Monterey 218 SS Surf Package bought at 4 years old lets the first owner absorb the worst of the depreciation while the curve flattens — usually the value sweet spot. Explore the full year-by-year curve, trims, and true cost of ownership in the Model Lab above.
It keeps an estimated 65% of its value after five years — worse than most among the 5780 boats VINdown tracks (ranked #3028).
From about $92,068 when new it drops to roughly $60,212 after five years — a loss near $31,856 (65% of its value retained).
Around 4 years old: that is just past the steepest depreciation, so you skip the biggest drop while the value curve is flattening.