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Monterey 224 FS BR Cruiser Depreciation & Resale Value

Monterey 224 FS BR keeps an estimated 63% of its value after 5 years — #3636 of 5780 boats VINdown tracks. See the full curve and the best year to buy.

Per VINdown's modeling, the Monterey 224 FS BR retains an estimated 63% of its value after five years, ranking #3636 of 5780 boats we track. That is roughly in line with the 62% five-year average for Cruiser in its class.

Most of the loss lands early: the Monterey 224 FS BR sheds about 30% of its value in year one alone. From roughly $81,501 it falls to around $51,182 by year five — a five-year loss near $30,319, about $16.61 a day in depreciation.

Because the steepest drop hits around year 1, a lightly-used Monterey 224 FS BR bought at 1 year old lets the first owner absorb the worst of the depreciation while the curve flattens — usually the value sweet spot. Explore the full year-by-year curve, trims, and true cost of ownership in the Model Lab above.

Monterey 224 FS BR depreciation FAQ

Does the Monterey 224 FS BR hold its value?

It keeps an estimated 63% of its value after five years — worse than most among the 5780 boats VINdown tracks (ranked #3636).

How much does a Monterey 224 FS BR depreciate in 5 years?

From about $81,501 when new it drops to roughly $51,182 after five years — a loss near $30,319 (63% of its value retained).

When is the best time to buy a used Monterey 224 FS BR?

Around 1 year old: that is just past the steepest depreciation, so you skip the biggest drop while the value curve is flattening.