Loading the interactive terminal…
Monterey 238 SS Surf Package keeps an estimated 66% of its value after 5 years — #2999 of 5780 boats VINdown tracks. See the full depreciation curve.
Per VINdown's modeling, the Monterey 238 SS Surf Package retains an estimated 66% of its value after five years, ranking #2999 of 5780 boats we track. That is 3 points above the 62% five-year average for Cruiser in its class, so it holds value better than most rivals.
Most of the loss lands early: the Monterey 238 SS Surf Package sheds about 7% of its value in year one alone. From roughly $97,451 it falls to around $63,830 by year five — a five-year loss near $33,621, about $18.42 a day in depreciation.
Because the steepest drop hits around year 4, a lightly-used Monterey 238 SS Surf Package bought at 4 years old lets the first owner absorb the worst of the depreciation while the curve flattens — usually the value sweet spot. Explore the full year-by-year curve, trims, and true cost of ownership in the Model Lab above.
It keeps an estimated 66% of its value after five years — worse than most among the 5780 boats VINdown tracks (ranked #2999).
From about $97,451 when new it drops to roughly $63,830 after five years — a loss near $33,621 (66% of its value retained).
Around 4 years old: that is just past the steepest depreciation, so you skip the biggest drop while the value curve is flattening.