Monterey 305 SS keeps an estimated 63% of its value after 5 years — #3603 of 5915 boats VINdown tracks. See its full depreciation curve, cost per day, and best model year to buy.
Per VINdown's modeling, the Monterey 305 SS retains an estimated 63% of its value after five years, ranking #3603 of 5915 boats we track. That is roughly in line with the 62% five-year average for Cruiser in its class.
Most of the loss lands early: the Monterey 305 SS sheds about 16% of its value in year one alone. From roughly $246,507 it falls to around $155,792 by year five — a five-year loss near $90,715, about $49.71 a day in depreciation.
Because the steepest drop hits around year 1, a lightly-used Monterey 305 SS bought at 1 year old lets the first owner absorb the worst of the depreciation while the curve flattens — usually the value sweet spot. Explore the full year-by-year curve, trims, and true cost of ownership in the Model Lab above.
It keeps an estimated about 63% of its value after five years — worse than most among the 5915 boats VINdown tracks (ranked #3603).
From about $246,507 it drops to roughly $155,792 after five years — a loss near $90,715 (63% retained).
Around 1 year old: that is just past the steepest depreciation, so you skip the biggest drop while the value curve is flattening.
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