Loading the interactive terminal…
Monterey 355 SY keeps an estimated 63% of its value after 5 years — #3717 of 5780 boats VINdown tracks. See the full curve and the best year to buy.
Per VINdown's modeling, the Monterey 355 SY retains an estimated 63% of its value after five years, ranking #3717 of 5780 boats we track. That is roughly in line with the 62% five-year average for Cruiser in its class.
Most of the loss lands early: the Monterey 355 SY sheds about 8% of its value in year one alone. From roughly $336,405 it falls to around $210,589 by year five — a five-year loss near $125,816, about $68.94 a day in depreciation.
Because the steepest drop hits around year 4, a lightly-used Monterey 355 SY bought at 4 years old lets the first owner absorb the worst of the depreciation while the curve flattens — usually the value sweet spot. Explore the full year-by-year curve, trims, and true cost of ownership in the Model Lab above.
It keeps an estimated 63% of its value after five years — worse than most among the 5780 boats VINdown tracks (ranked #3717).
From about $336,405 when new it drops to roughly $210,589 after five years — a loss near $125,816 (63% of its value retained).
Around 4 years old: that is just past the steepest depreciation, so you skip the biggest drop while the value curve is flattening.