Loading the interactive terminal…
Monterey 378 SE keeps an estimated 63% of its value after 5 years — #3540 of 5780 boats VINdown tracks. See the full curve and the best year to buy.
Per VINdown's modeling, the Monterey 378 SE retains an estimated 63% of its value after five years, ranking #3540 of 5780 boats we track. That is roughly in line with the 62% five-year average for Cruiser in its class.
Most of the loss lands early: the Monterey 378 SE sheds about 7% of its value in year one alone. From roughly $388,719 it falls to around $245,281 by year five — a five-year loss near $143,438, about $78.60 a day in depreciation.
Because the steepest drop hits around year 4, a lightly-used Monterey 378 SE bought at 4 years old lets the first owner absorb the worst of the depreciation while the curve flattens — usually the value sweet spot. Explore the full year-by-year curve, trims, and true cost of ownership in the Model Lab above.
It keeps an estimated 63% of its value after five years — worse than most among the 5780 boats VINdown tracks (ranked #3540).
From about $388,719 when new it drops to roughly $245,281 after five years — a loss near $143,438 (63% of its value retained).
Around 4 years old: that is just past the steepest depreciation, so you skip the biggest drop while the value curve is flattening.