Monterey M225 keeps an estimated 62% of its value after 5 years — #4040 of 5915 boats VINdown tracks. See its full depreciation curve, cost per day, and best model year to buy.
Per VINdown's modeling, the Monterey M225 retains an estimated 62% of its value after five years, ranking #4040 of 5915 boats we track. That is roughly in line with the 62% five-year average for Cruiser in its class.
Most of the loss lands early: the Monterey M225 sheds about 26% of its value in year one alone. From roughly $79,069 it falls to around $49,101 by year five — a five-year loss near $29,968, about $16.42 a day in depreciation.
Because the steepest drop hits around year 1, a lightly-used Monterey M225 bought at 1 year old lets the first owner absorb the worst of the depreciation while the curve flattens — usually the value sweet spot. Explore the full year-by-year curve, trims, and true cost of ownership in the Model Lab above.
It keeps an estimated about 62% of its value after five years — worse than most among the 5915 boats VINdown tracks (ranked #4040).
From about $79,069 it drops to roughly $49,101 after five years — a loss near $29,968 (62% retained).
Around 1 year old: that is just past the steepest depreciation, so you skip the biggest drop while the value curve is flattening.
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