Monterey M65 keeps an estimated 60% of its value after 5 years — #4660 of 5915 boats VINdown tracks. See its full depreciation curve, cost per day, and best model year to buy.
Per VINdown's modeling, the Monterey M65 retains an estimated 60% of its value after five years, ranking #4660 of 5915 boats we track. That trails the 62% five-year average for Cruiser in its class by 2 points, so it depreciates faster than most rivals.
Most of the loss lands early: the Monterey M65 sheds about 30% of its value in year one alone. From roughly $140,670 it falls to around $84,683 by year five — a five-year loss near $55,987, about $30.68 a day in depreciation.
Because the steepest drop hits around year 1, a lightly-used Monterey M65 bought at 1 year old lets the first owner absorb the worst of the depreciation while the curve flattens — usually the value sweet spot. Explore the full year-by-year curve, trims, and true cost of ownership in the Model Lab above.
It keeps an estimated about 60% of its value after five years — worse than most among the 5915 boats VINdown tracks (ranked #4660).
From about $140,670 it drops to roughly $84,683 after five years — a loss near $55,987 (60% retained).
Around 1 year old: that is just past the steepest depreciation, so you skip the biggest drop while the value curve is flattening.
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